San Rafael Mortgage Broker

Latest News

Buyers--No, you are not being forced to pay for your real estate agent's commission
Mortgage rates--according to Freddie Mac (8/15/2024): "Mortgage Rates Remain at the Lowest Level in Over a Year"
Fannie Mae and Freddie Mac have lifted the conforming loan amount to $802,650 for the rest of 2024 through 2025, giving borrowers more flexibility and more choices when choosing a home loan product.

Products We Offer:

Mortgage Refinance - Both rate and term, and cash out options are available. Rates are coming down fast
Reverse mortgage - A fantastic loan option for folks 62 and older.
Home Equity Lines of Credit and fixed rate Home Equity Loans available
Conventional Mortgages - Fannie Mae and Freddie Mac loans. These are the most common home loans in America
FHA Mortgage - A very flexible home loan product that comes in handy when needed
VA Mortgage - Military veterans--thank you for your service! A certified VA Mortgage Broker is on staff
Jumbo Mortage Loans - Home loans above the county conventional loan limits. We have many to choose from
Bank Statement Loans for the self-employed - When tax returns just won't get the job done
Specialty loans for the investor - Debt Service Coverage Ratio (DSCR) loans. Only the property rental income and expenses are considered for loan approval along with the borrower's credit profile
Construction loans - Construction to permanent loans are available
One-close construction renovation loans - Perfect for the "fixer upper" project
Commercial Loans
Bridge Loans - Short term financing to avoid having to sell your current home when simultaneously buying another
Land Loans

Key Features

Our People

Our shop is at the “top of the food chain” in the home-loan business. Our people are the most experienced and best trained anywhere. If you have a difficult financial picture, we’re ready for you. Whether you need advice for credit improvement or you’re self-employed, our experienced staff is here to help with your mortgage needs.

Our Process

We offer state of the art technology for our clients, along with that old-fashioned approach to communications. We provide a fabulous app for your phone or tablet where you receive updates when each milestone in the home loan process has been reached and you always have a click-to-call button should you have any questions so you can easily find your loan officer. Communication in our industry is sadly lacking, but not here.

Our Products

If you speak with a bank or local “direct” lender, you are limiting yourself to the loan products that they have. We are approved to do business with dozens of different lenders which gives us access to a multitude of products so we can find the best fit for your unique financial situation. This gives us a massive advantage over the competition

Our Pricing

Marin Mortgage Brokers operates in the wholesale lending channel of the home loan industry, giving us amazing pricing power over banks and other lending options. We take your scenario and put it through our software to find the best priced wholesale lender for your benefit. It’s an amazing tool and a huge advantage for our clients.