America's Home Loans

Contact Us:

Phone: (415) 529-5056

Address: 4340 Redwood Hwy Suite F 105
San Rafael,CA
94903

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 5pm
Sunday: Closed

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Welcome To America's Home Loans in San Rafael, Ca

We are a mortgage broker located in San Rafael, Ca offering a wide array of home loan products including Conventional (Fannie, Freddie), FHA, VA and non-conforming loans (jumbo). We have relationships with over 40 lenders which gives us the flexibility to meet your individual financing needs which often differs dramatically from one consumer to another. We prefer to get to know the customer and come up with proper solutions that fits your unique situation. You have questions, we have answers. We serve all of Marin County from the Golden Gate to Novato/San Marin. Give us a call any time with any question at (415) 529-5056.

Tired of voicemail, unreturned phone calls and automated answering systems when you call a financial institution? Those do not exist at America's Home Loans. When you call for information about a home loan, we either answer or call you back right away. Having the "personal touch" is rare in modern society. We like to be different...

QualifyMeNow is a soft-inquiry credit report (no impact to your credit score) initiated by you with your specific lending criteria built in. QualifyMeNow instantly compares your credit data with our decisioning requirements and returns to you instant pre-qualified loan offerings. There is no charge for this service. Get qualified for a mortgage in seconds--[click here.]

Please take a free copy of our Home Loan Toolkit--it contains everything you will need to know before you begin the home buying process. [Click here.]

If you're looking to get pre-qualified for a home purchase or would like to explore options to refinance an existing mortgage, please give us a call. In-person, Zoom or telephone consultations are all available. Member of the National Association of Mortgage Brokers

Looking to buy a "fixer upper?" A renovation loan may be just the ticket. We offer both FHA 203K and Fannie Mae's Homestyle renovation loans--they're quite useful for adding an accessory dwelling unit (ADU) to your current primary residence. Please call for more information.


Are you in the process of getting a home loan and being quoted a rate that seems outrageously high? It probably is. Please call us for a second opinion. We'll give you an honest quote for a home loan with no sales pressure--ever!

 

Book an appointment

In Person - Telephone

 

Get our free Mortgage calculator for your smart phone

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Refinance with Historically Low Rates!

Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • Extra Monthly Money
  • Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • Home Improvement
  • Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • Lower money towards interest
  • Paying off the home sooner!

Reviews

See what our customers are saying about us

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FHA

There are lots of good reasons to choose an FHA loan.

Click here for more

VA Loan Benefits

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No Down Payment!

There is no down payment on most home purchase!

  • Benefits
  • icon Avoid Needing Large Payment
  • icon Use Your Money For Other Things
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Closing Costs

Some Veterans are eligible for limited closing costs

  • Benefits
  • icon Smaller Loan
  • icon Lower Payments
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No PMI

Avoid paying private mortgage insurance

  • Benefits
  • icon Hassle Free Funding 
  • icon Get Your Dream House

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

Click here for more

Today's Rates*

TermRateAPR
30 Yr Fxd5.280%5.300%
30 Yr Fxd FHA4.450%5.260%
15 Yr Fxd4.600%4.620%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
Click for more

Latest News

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Loan workspace

Contact Us

Call Us: (415) 529-5056

Email Us: inquiries@sanrafaelmortgagebroker.com

Our Address: 4340 Redwood Hwy Suite F 105, San Rafael, CA  94903