San Rafael Mortgage Broker

Centrally located in San Rafael, Ca on Civic Center Drive (Terra Linda), we are one of the few pure mortgage brokers in the area with wholesale home loan pricing. We take all of the stress out of what can be a very stressful process.

We cover all of Marin, including: 

Novato, San Anselmo, Fairfax, Corte Madera, Kentfield, Ross, Larkspur, Tiburon, Mill Valley and Sausalito

If an in-person meeting is preferred, I can come to you, or I can meet you at one of the following locations at your convenience:

• 4040 Civic Center Drive, San Rafael
• 1000 4th Street, San Rafael
• One Harbour Drive, Sausalito

Here's what you will learn:

For buyers and those that need to refinance:

• How much you qualify for—proper calculation of income must be done perfectly-No mistakes
• Which loan product will be optimal for your situation
• How to improve your credit score quickly if needed
• How the home insurance industry has changed and what to expect
• Closing costs—what to expect so you’re not surprised later
• What your monthly payment is going to be and how to minimize it as much as possible

Specifically for home buyers:

• How to choose an effective real estate agent
• How the initial deposit works and how to protect yourself from loss during the contingency removal process
• Down payment—put down as much as you can or the minimum depending on the loan product and overall situation
• What contract contingencies are and how to remove them carefully and effectively
• Detailed explanation of the loan process from acceptance of your contract through close of escrow
• Should you pay points, or not?
• How does the rate lock work?